Here is our most recent edition of “Economic Insights” from our Chief Economist at DLC, Dr. Sherry Cooper. I think it is appropriate to understand the projections that inflation, tariffs, national debt, Iran-war and employment are having on our economy as a snapshot in time: ” Amidst the August 2026 round of trade wars, including […]

For 8 months I was part of a BNI Group in Edmonton called BNI Limitless. I will write more about that experience overall in a separate blog post. For this post I am including  EVERY single 1-minute weekly presentation that I did during those 8 months. Hopefully these topics inspire any future mortgage brokers in […]

Here is an Instagram & Facebook post I just did to recap the major changes we’ve seen since October 11, 2024 and the new one coming out on January 15, 2025: With (former) Minister of Finance Chrystia Freeland’s sudden resignation today, we’re here to help you navigate the recent Canadian mortgage rules and what they […]

Did you know you can save money on your mortgage insurance simply by choosing an energy-efficient home or making eco-friendly upgrades? Canada’s three major mortgage insurers—CMHC, Sagen, and Canada Guaranty—each offer programs that refund 25% of your mortgage insurance premium for energy-efficient homes or upgrades. Whether you’re buying, building, or renovating, there’s an opportunity to […]

I found a great article about the challenges Canadian newcomers are facing as inflation impacts their credit. Here’s a quick breakdown of the key points from Equifax and the Business Examiner (link to the full article at the bottom). How do these trends resonate with what you’re experiencing? Let’s connect to talk about it! Newcomers […]

Big News for Canadian 🏠 Homeowners! Shop around for better rates at renewal—no “stress test hoops” required! What’s changed? No more stress test (MQR) for straightforward switches or transfer-ins at renewal. Here’s what you need to know: Eligibility Criteria: The mortgage increase is $3,000 or less. The amortization aligns with the original term minus the […]

Why Edmonton you ask? And why now? If you’ve been eyeing Edmonton’s housing market, it’s time to buckle up—2025 could be a wild (and lucrative) ride! 🚀 Experts are forecasting a 10% jump in home prices, driven by a wave of savvy homebuyers relocating from Calgary. Why the move? Calgary’s market is tightening with rising […]

A good friend recently quoted their grandmother, “I didn’t plan on living this long, I may run out of money!” Fortunately this person was joking, but at 93 years old there was truth to this statement and it struck a chord with me. The average Canadian has not saved enough for retirement. Not even close. […]

Good afternoon, I thought I would give you a breather from my long, info-packed monthly newsletter and share an interesting take on our national housing-crisis. Interest rates are higher than they have been in over 20 years and construction of new housing is constrained by policy and costs. Here is a 25 minute video that […]